Well-coordinated teamwork speaks About Us
We love what we do
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Our working process
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A Fresh Approach to Gold Loans
LAXMIFINCAP Finance is a consumer finance registered NBFC, founded and backed by ultra-high net worth individuals and family offices. The NBFC focuses on providing easy gold loans to the customers and develop a personal touchpoint through an offline sourcing model. We aim to become one of the top and most trusted financing partners for all segments of society. We believe that through a hassle-free loan process, operational efficiency, and customer delight we can achieve our target in a very short period. Professionals with rich experience have been entrusted with our business to help us advance as the leader in gold financing. Our organization is built on the premise that employees should be given leadership opportunities regardless of the role they play. For a consumer finance company, especially a specialized gold NBFC like us, the most valuable resource is our employees.
About Laxmifincap
Easy & hassle-free gold loans Starting at 0.81%*
At Laxmifincap Loans, we are dedicated to creating a positive social impact and fostering financial inclusion in the small business community. Our financing solutions are designed to empower businesses, regardless of their size or background, to achieve their growth ambitions and drive economic progress.
Gold Loan in 30 mins^ 4 Easy Steps
Apply Online
Share your business details & financing needs in our online form.
Submit Documents
Provide necessary documents for the quick evaluation.
Quick Loan Approval
Easy and quick loan approval againts you provided documents.
Get Loan Offer
Get approved and receive a tailor-made loan offer instantly.
Our Team
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We work through every aspect at the planning
OUR MISSION
OUR VISION
FREQUENTLY ASKED QUESTIONS
Loan against gold is the easiest and the simplest way to fulfill your financial needs. Gold loans offers the following benefits:
1. Simple documentation
2. Fast loan disbursal
3. Customer oriented
4. In-house gold evaluation
5. No penalty on pre-payment
Any Indian citizen above the age of 20 years is eligible to avail a loan. All they are required to do is provide the required documents along with the gold ornaments.
The tenure of a gold loan is dependent on the schemes availed. However, the minimum tenure is 7 days.
There is no requirement for any guarantor. The only security that is needed is the gold.
You can pledge any type of Gold ornaments. However, the valuation will be done only of Gold and not of the stones.